What is a Free Mortgage Assessment?

 

It’s a completely free consultation with our experienced team to help you understand how mortgage-ready you are – and more importantly, what to do next.

In your free mortgage assessment, you’ll get:

  • A one-to-one call with a mortgage specialist
  • A tailored presentation explaining the buying process
  • A breakdown of your borrowing potential, monthly payments, and costs
  • Help understanding your deposit and saving goals
  • Credit report review and guidance (if needed)
  • Answers to all your home buying questions
 
 
 
 

How Our Free Mortgage Assessment Process Works

 

Book a free call with us. No long forms to fill in – just a relaxed chat where we gather some key information about your financial situation.

Attend your free mortgage assessment. We’ll go through a full fact-find and give you a personalised walkthrough of how the house buying process works.

You’ll leave knowing exactly:

  • How much you can borrow
  • What deposit you’ll need
  • What your monthly payments might be
  • What to expect in terms of costs (like energy bills)
  • How much money you’ll have left at the end of each month
New Home Mortgages

What You’ll Need to Provide

To get the most from your assessment, please have:

  • Valid ID
  • Proof of income (payslips or self-employed earnings)
  • Proof of outgoings (such as a recent credit report)

 

How long does the free mortgage assessment take? Our initial chat will be around 30 minutes or so – a quick call to gather your details and book in your full appointment.

And the full mortgage assessment will take about an hour and a half – a detailed session to map out your home buying journey, your budget, and your next steps.

What Happens Next?

If all goes well:

  • You can start viewing properties (we help arrange all viewings)
  • We handle your offers and negotiate on your behalf – helping you save money
  • You move forward with full confidence and support

 

We do all the heavy lifting – your personal mortgage assistant!

Mortgage Advisor Peterborough

Instant book a Quick Mortgage Chat...

Got a question for us? Instantly book a quick mortgage chat so we can learn more about your needs and any questions you may have.