Applying for a mortgage and wondering “How long does a mortgage application take?”. This timeframe can fluctuate due to factors like your financial situation, the lender’s efficiency, and the complexity of the underwriting process.

Are you wondering what stops you getting a mortgage, why your mortgage application was declined, or feeling overwhelmed by the complex mortgage landscape? You’re not alone! Many potential buyers face various obstacles that prevent them from obtaining a mortgage.

Embarking on the journey to homeownership can be both exciting and daunting. One of the first steps you may encounter is obtaining a Mortgage In Principle (also known as a Decision in Principle). But just how reliable is a Mortgage in Principle?