Residential and New Home Mortgages.
Offering bespoke new home mortgages advice to help you with your residential mortgage needs. After all, your home is the place where you can feel at peace after a long day. We strive to ensure you know what your future looks like and that it is safe and secure.
Bespoke mortgage advice, tailored to you.
Securing a mortgage for your home can be a daunting experience. With so many variables it can be hard to decide which type of mortgage is best. As everyone is different, every bit of mortgage advice we give is totally bespoke, tailored to each client’s situation.
Through our expert mortgage advisers, we can guide you to the right deal for you.
First Time and New Home Mortgages
Here at Home Mortgage Solutions, we have a wealth of experience in the property industry so when it comes to finding the perfect property, we’re the ones to help.
Finding a property can sometimes be time consuming and difficult. We can scour the internet for you whilst you’re too busy and organise viewings around your schedule. Just call us your Personal Assistant!
When moving home, you have all the same stresses as being a first-time buyer, with the added stress of selling a property at the same time as buying one!
This can lead to extra pressure with time constraints and additional people to keep happy within the chain.
We are experts in the house buying and selling market. It is our job to support you every step of the way.
Our most asked questions are:
- How do I sell my home?
- Where do I sell my home?
- When do I start looking for a new home?
- When do I out my house on the market?
- How do I get the price I want for my home?
- How do I tie in selling and buying at the same time?
We are here to answer all of those questions and guide you from your first appointment, right through to getting the keys to your next house.
We’re a helping hand with paperwork and our expertise means we can guide you on things that may crop up all the way.
Being self employed and getting a mortgage can be complicated, but it doesn’t have to be with the right guidance and help.
Starting a business is scary – it takes hard work, tenacity and a lot of bravery! Trust us – we know your pain!
Having bad credit can make a mortgage application more complicated when looking for yourself, as you need to know which lenders will lend to you.
Our most asked questions are:
- Will bad credit affect a mortgage application?
- Can I get a mortgage with bad credit?
- How does bad credit affect you
- Which lenders lend to those with bad credit?
All lenders are very different and some accept things others don’t; so it is best to speak to an advisor who can show you who will lend to you with your circumstances.
You may need to be more prepared when it comes to bad credit – we like to see you early so that we can put a plan in place to ensure you take the right actions towards being able to buy your new home.
If you have late or missed payments, CCJs on your file and/or have been declared bankrupt, this may negatively affect your credit report and affect the way lenders look at you. They may look at you as higher risk and therefore may still lend, but offer a higher interest rate.
Here at Home Mortgage Solutions, we specialise in adverse credit mortgages, so rest assured, you’re in safe hands.
Own your dream property with our Property Search Service...
When it comes to finding the perfect property – we’re here to help.
Finding a property can be time consuming and difficult. With our industry knowledge, we can research properties on the market for you. As well liaising with the estate agents on your behalf.
We can take away the stress of the search and achieve the best possible price for your dream home.
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